Senior Relationship Credit Manager

Location: Docklands, Victoria
Contract Type: Permanent
Specialisation: Banking & Financial Services
Salary: Negotiable
REF: BBBH239414_1578527623

An opportunity has arisen for a Senior Relationship Credit Manager to join the team of this leading finance company. Partnering with the director, you will lead the credit function within a portfolio across the organisation.

Key Responsibilities:

  • Work directly and proactively with clients & the credit team to complete broader credit assessment functions & manage credit portfolios.
  • Ensure new transactions are structured & completed within acceptable risk parameters, accordance to Strategy, Policies & Grading Guidelines.
  • Collaborate with Product Partners, Directors, Senior Relationship Managers, clients & Credit Risk to drive credit strategy.
  • Mentor/develop Relationship Credit Managers and Assistant Managers to maintain high quality credit assessment, appraisals & submissions.
  • Conduct annual/periodic reviews of customers' operating and financial performance in a timely manner- zero tolerance for overdue reviews
  • Support account plans & business proposals via industry & client analysis.
  • Lead workshops, provide support & recommendations to all customers.
  • Identify, monitor and take appropriate actions in respect of deteriorating and high-risk credits in line with the Bank's risk profile and appetite.

Skills:

  • Strong financial analysis skills beyond traditional accounting analysis
  • Excellent client and interpersonal communication skills.
  • Strong customer service & stakeholder management skills
  • Strong action orientation to deliver accurate outcomes to tight timelines
  • Strong collaborative and problem-solving skills
  • Hard working, driven and passionate
  • Autonomous style of working

Knowledge & Experience

  • Tertiary qualified- required
  • Strong experience in Banking, Finance or Related Industry.
  • Significant knowledge of a broad range of financial products and services.
  • Strong holistic knowledge of economic, interest rate and global market conditions, including available equity and debt financing alternatives
  • Strong, working knowledge of enterprise valuation techniques
  • Strong understanding of the drivers of value creation.
  • Experience identifying business drivers and mitigating key risks
  • Experience providing recommendations across multiple complex entities.